Editorial Policy

Who is responsible for this content?

FedRetire Guide is published by the FedRetire Guide Editorial Team. The publisher does not claim individual professional, legal, tax, financial-planning, insurance, or government-service credentials. We identify the publication as the content owner rather than implying that an article was written or reviewed by a named specialist.

Purpose and scope

Our material explains general concepts relating to FERS, CSRS, the Thrift Savings Plan (TSP), FEGLI, federal annuities, and retirement preparation. It is designed to help readers understand terminology and prepare questions for their agency human resources office or the relevant official program administrator. It is not an individualized recommendation or a substitute for official records.

Source standards

For program rules, eligibility, calculations, forms, and deadlines, we prioritize primary sources, including:

• U.S. Office of Personnel Management (OPM) Retirement Center for FERS, CSRS, annuity, and insurance information.
• Thrift Savings Plan (TSP) for account, contribution, investment, and withdrawal information.
• Social Security Administration (SSA) for Social Security eligibility and benefit information.
• Relevant statutes, regulations, and official agency publications when a topic requires additional legal or administrative context.

Where a summary and an official source differ, the current official source and applicable law control. Readers should confirm details that depend on their own service history, coverage category, elections, or account records.

Research and writing approach

• We aim to explain one topic at a time using plain language and clearly labeled examples.
• Examples are hypothetical and are not personal estimates or promises of benefits.
• We distinguish general rules from exceptions and advise readers to confirm special-category or unusual service situations with the responsible agency.
• We do not claim access to government databases, retirement records, or TSP accounts.
• We do not sell retirement determinations, application processing, or access to official government services.

Updates and corrections

Retirement rules, forms, tax thresholds, and agency procedures can change. We update material when we identify a change or receive a credible correction, but we cannot guarantee that every page reflects every change immediately. Each substantive guide should be checked against its linked official sources before a reader acts on it. If you identify a factual error, broken source link, or unclear explanation, please contact the publisher and include the page URL and the relevant passage. We will assess the report and correct the page when warranted.

Conflicts, commercial relationships, and advertising

Our editorial purpose is educational. Content should not be treated as a paid endorsement or recommendation of a financial product, insurance policy, investment, or service. If advertising or affiliate relationships are introduced, they must be clearly distinguishable from editorial material and disclosed where required. Advertising does not change the official rules discussed in our guides.

Corrections are welcome

For questions about the website or to report a correction, use our contact page. Please do not send Social Security numbers, account numbers, passwords, or other sensitive personal information.

Important limitation

FedRetire Guide provides general educational information only. It does not provide legal, tax, financial, investment, insurance, or individualized retirement advice. It does not make official benefit decisions. For decisions about your own benefits, consult your agency human resources office, OPM, TSP, SSA, or a qualified professional as appropriate.

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