Terms and Conditions
The rules for using FedRetire Guide, and what this site does and does not provide.
1. Purpose of the website
FedRetire Guide provides general educational information about U.S. federal employee retirement topics, including FERS, CSRS, the Thrift Savings Plan, FEGLI, annuity concepts, and retirement planning. It is an independent publication and is not an official government website.
2. Acceptable use
You agree to use this website for lawful, personal, non-commercial purposes. You may not attempt to disrupt the site, probe its security, send automated or abusive requests, or submit content that is unlawful, misleading, or harmful to others.
3. Intellectual property
The text, layout, and original graphics on this website belong to FedRetire Guide unless otherwise noted. You may read, print, and share pages for personal, non-commercial use, provided you do not alter the content or suggest that it comes from a government agency. Official government materials linked from this site remain subject to their own terms.
4. External links
This website links to third-party and official government websites for your convenience. We do not control those sites, do not endorse everything they contain, and are not responsible for their content or practices. Always check the official site before acting on information you find there.
5. Accuracy and updates
We make reasonable efforts to keep information accurate and current, but federal retirement rules, pay tables, and program details change. Examples and calculations are illustrative. We may update, correct, or remove content at any time without notice.
6. No professional advisory relationship
Use of this website does not create an attorney-client, financial advisor-client, tax advisor-client, or agency-client relationship. Nothing here is individualized legal, tax, financial, insurance, or benefits advice. For decisions about your own retirement, consult official sources and qualified professionals.
7. Limitation of liability
To the fullest extent permitted by law, FedRetire Guide and its operators are not liable for any direct, indirect, or consequential loss arising from your use of, or reliance on, information on this website. The website is provided on an “as is” basis.
8. Changes to these terms
We may revise these terms from time to time. The date of the most recent change will be reflected on this page. Continued use of the website after a change means you accept the revised terms.
9. Governing law
These terms apply to your use of this website. Any legal questions about applicable law or enforcement should be reviewed with a qualified legal professional in the relevant jurisdiction. The website publisher is identified as FedRetire Guide.
10. Contact
Questions about these terms can be sent through our contact page.