FedRetire Guide is an independent educational website. It is not affiliated with, endorsed by, or operated by the US Office of Personnel Management (OPM), the federal government, or any government agency.
Important Information

Disclaimer

Please read this notice before relying on any information on FedRetire Guide.

INDEPENDENT EDUCATIONAL RESOURCE — FedRetire Guide is not affiliated with or endorsed by the U.S. Office of Personnel Management (OPM) or any U.S. government agency.

Nature of this website

FedRetire Guide is a privately operated, independent educational website. It is not an official government website. Its content is provided for general education about federal employee retirement systems, eligibility concepts, pension terminology, insurance options, and planning considerations.

What we do not do

FedRetire Guide does not:

  • Process retirement applications or any other government form.
  • Issue government benefits or make eligibility decisions.
  • Provide access to official retirement, insurance, or savings accounts.
  • Represent OPM employees or any government agency.
  • Guarantee pension amounts, annuity calculations, or future benefits.
  • Provide personalized government benefit determinations.

No professional advice

Nothing on this website is legal, tax, financial, insurance, or investment advice. Rules for federal retirement can change and depend on individual circumstances. Before making decisions, consult official government sources and qualified professionals.

Accuracy

We work to present accurate and up-to-date educational material, but we cannot guarantee that every detail is complete or current. Examples and figures are illustrative only.

External links

Links to third-party and government websites are provided for convenience. We do not control those sites and are not responsible for their content.

Limitation of liability

To the fullest extent permitted by law, FedRetire Guide is not liable for any loss arising from reliance on information found on this website.

Official services

For applications, estimates, and account questions, use the official sources directly.

Publisher

FedRetire Guide is an independent federal retirement education website. It is not a government agency and is not affiliated with the U.S. Office of Personnel Management.

OPM Retirement Services