FERS Eligibility Basics: Age, Service, and Minimum Retirement Age
How the age and years-of-service rules work together, and why the minimum retirement age matters for planning.
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Retirement Articles
Focused, plain-language articles that answer one retirement question at a time. Search by topic or filter by category.
CSRS and FERS Compared: Key Differences Explained
A side-by-side look at contributions, benefit structure, and Social Security coverage under each system.
Read ArticleUnderstanding the High-3 Average Salary
What the high-3 average is, how it is calculated, and why unpaid leave and salary changes can affect it.
Read ArticleFEGLI in Retirement: Questions to Ask Before You Leave
Why federal life insurance coverage can change at retirement and what to review while you still have time.
Read ArticleThrift Savings Plan Withdrawal Options: An Overview
A plain-language overview of the general withdrawal categories and the timing questions that come with them.
Read ArticleA Document Checklist for the Year Before Retirement
The records worth gathering early, from service history to beneficiary forms, so nothing is rushed at the end.
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